body {
	font-family: arial, helvetica, sans-serif;
	margin: 0px 0px 0px 0px;
	padding: 0px 0px 0px 0px;
	font-size: 11px;
	background-color: #ffffff;
	color: #406b9e;
}

td, li {
	font-family: arial, helvetica, sans-serif;
	font-size: 11px;
	color: #406b9e;
}

p {
	line-height: 16px;
}

.header {
	font-family: arial, helvetica, sans-serif;
	font-size: 22px;
	font-weight: bold;
	color: #004178;
}

.subheader {
	font-family: arial, helvetica, sans-serif;
	font-size: 14px;
	font-weight: bold;
	color: #004178;
}

.footer {
	font-family: arial, helvetica, sans-serif;
	font-size: 10px;
	color: #d3d3d3;
}

.birdsallInteractive {
	font-family: arial, helvetica, sans-serif;
	font-size: 10px;
	color: #999999;
}

/* text colors */
.whiteText {
	color: #ffffff;
}

.blackText {
	color: #000000;
}

/* backgrounds */
.whiteBG {
	background-color: #ffffff;
}

.darkBlueBG {
	background-color: #093769;
}

.lightBlueBG {
	background-color: #748cae;
}

.grayBG {
	background-color: #e6e6e6;
}

.darkGrayBG {
	background-color: #a4a4a4;
}

/* links */
a, a:visited, a:active {
	text-decoration: underline;
	color: #093a72
}
a:hover {
	text-decoration: none;
	color: #093a72
}

a.topTextLink, a.topTextLink:visited {
	font-family: arial, helvetica, sans-serif;
	font-size: 9px;
	color: #ffffff;
	text-decoration: underline;
}

a.topTextLink:hover, a.topTextLink:active {
	color: #ffffff;
	text-decoration: underline;
}

a.birdsallInteractive {
	font-family: arial, helvetica, sans-serif;
	color: #999999;
	font-size: 10px;
}

a.birdsallInteractive:active {
	color: #999999;
}

a.birdsallInteractive:visited {
	color: #999999;
}

a.birdsallInteractive:hover {
	color: #999999;
}